Area Manager, Microfinance Full-time Job

BRAC Uganda Microfinance Limited is the largest Microfinance Organisation in Uganda, covering 150 districts through 166 branches and serving over 290,000 clients, with a loan portfolio of UGX 390 Billion. BRAC Uganda Microfinance Limited promotes financial inclusion by extending responsible and sustainable financial services to hardworking Ugandans, in particular women, as well as providing other enterprise development services. BRAC Uganda Microfinance Limited is an affiliate of BRAC International, a leading global development organisation dedicated to alleviate poverty by empowering the poor. BRAC International operates in 13 countries across Asia and Africa, touching the lives of over 130 million people.

In order to continue its outreach and sustainable growth nationwide, BRAC Uganda Microfinance Limited is seeking to recruit dynamic, results oriented and dedicated individuals to fill vacant position below.

Position: Area Manager Microfinance

Job Summary:

Oversee and manage the operations of several Branch Units/offices within a defined area (4-7 Branch Units). Area managers help develop and execute strategy within their assigned regions in line with the organisation's strategic objectives. The Area Manager supervises Branch Managers to ensure optimal branch performance as well as excellent compliance to procedures. To achieve targets while containing Operational risk and maintaining a motivated and professional workforce

KEY JOB FUNCTIONS:

Achieve overall branch targets in terms of disbursement, recovery, client recruitment, and profitability, managing operational expenses as budgeted in the plan.

Implement and provide oversight of adherence to the business policies, standards, and processes and procedures

Maintain loan quality/Portfolio Quality for respective branches and take the necessary corrective measures.

Proactively find out problems with collections, loan utilisation, or fraud and follow up with action plan, as needed.

Manage and report risk/potential risk events with recommended mitigation actions to management and support timely corrective actions/decisions. To monitor/check internal controls being used in all operational areas and take the initiative to introduce improvement measures to address any irregularities

Ensuring all assets/Security items including motor bikes of BRAC Uganda are well managed. Periodically verifies the stocks in coordination with logistics department and ensures appropriate maintenance

Manage Human resource through effective coaching, counselling and objective performance appraisals. Plan trainings for branch staff for smooth operations.

Maintaining and monitoring physical upkeep and maintenance of the respective branches

Coordinate and supervise operations to ensure proper recording and timely reconciliation of transactions done in the branch

REQUIRED COMPETENCIES:

Must be a self-motivator and goal getter.

Strong communication, managerial, organizational skills, strategic decision-making ability and critical thinking abilities

Sound knowledge of Business environment and credit analysis with practical experience

Excellent supervisory and leadership abilities with analytical and conceptual skills

Ability to train and coach the other staffs and good inter personal skill with ability to listen & respond effectively

Flexibility to adapt to different environments and good relationship building capabilities

Commitment to work under tight deadlines with accuracy and completeness

Working Knowledge of English, both written and spoken is required and proficient in commonly used computer applications

Demonstrates high level of integrity and ethical behaviour and must maintain confidentiality.

Ability to analyze and interpret data to identify trends and make informed decisions

Able to manage performance including setting clear goals, track performance and conduct performance reviews timely

Possession of a Valid riding permit/License with riding skills, with willingness to travel extensively

Experience of more than three years with MFI / Bank at least two year in managerial role or direct experience in related field such as banking or Finance is essential

Bachelor’s degree preferably in Commerce/ Business Administration/Economics / Statistics or any other related field from a recognized University.

How to apply:

Interested candidates should submit their applications (Detailed CV, cover letter including salary expectation, copies of academic and professional certificates) ON OR BEFORE 5:00 PM, Friday, 21st April, 2025 through email to hrd.bug@brac.net. The subject must be the name of the position applied for.

NB: Only shortlisted candidates will be communicated to.

BRAC is a global leader in creating opportunities for people living in poverty. Founded in Bangladesh in 1972, BRAC is now one of the worlds largest development organisations, working in 13 countries across Asia and Africa. BRACs unique, integrated model delivers sustainable solutions to poverty in areas including microfinance, education, health, agriculture, and climate change.