Know Your Business (KYB) Analyst (Senior Level) - Financial Services / Fintech / Crypto Full-time Job

Paymonade delivers cutting-edge payment technology solutions worldwide, spanning 108 countries and territories. Supporting 38 fiat currencies, hundreds of payment methods, and a wide range of cryptocurrencies, our bespoke B2B technology equips you with intuitive tools for global internet payments. We offer effective crypto onramps and aiming to ensure a good user experience crucial for business scalability and profit maximization.

*This is a fully remote role

Key Responsibilities

Strong understanding of EU / Liechtenstein AML laws, Due Diligence Act (SPG) and Due Diligence Ordinance (SPV)

Familiarity with Financial Market Authority (FMA) regulations and guidance

Awareness of EU AML Directives (especially 4AMLD & 5AMLD) as applied in Liechtenstein

Knowledge of beneficial ownership transparency requirements

Understanding of AML risks specific to foundations, trusts, domiciliary companies, and cross-border corporate structures

Ability to interpret and analyse complex legal entities and ownership structures

Proficient in reviewing corporate documents such as: business register excerpt, statutes, shareholder lists, trust deeds, foundation documents

Apply risk-based due diligence.

Conduct Enhanced Due Diligence (EDD) for high-risk clients, including: Source of funds/wealth verification and Country/jurisdiction risk assessments

Conduct screening for sanctions, PEPs, and adverse media using tools like ComplyAdvantage, SumSub etc.

Ensure accurate client risk classification and timely onboarding reviews

Draft and escalate Suspicious Activity Reports (SARs) to FIU Liechtenstein as required by SPG Art. 17

Work effectively within onboarding workflows, SLAs, and compliance escalation protocols

Communicate clearly with clients and internal stakeholders to gather and clarify documentation

Requirements

Several years of experience in the onboarding of corporate clients

Higher education in law or business administration

Paymonade delivers cutting-edge payment technology solutions worldwide, spanning 150 countries and territories. Supporting 50 fiat currencies, hundreds of payment methods, and a wide range of cryptocurrencies, our bespoke B2B technology equips you with intuitive tools for global internet payments. We offer effective crypto onramps and aiming to ensure a good user experience crucial for business scalability and profit maximization.