Founded in 2011, M-KOPA is a fintech platform that provides digital financial services to underbanked consumers by leveraging data to combine digital micropayments with the Internet of Things [IoT] technology. With operations in Kenya, Uganda, Nigeria, Ghana and South Africa, M-KOPAs flexible financing platform has provided over $1 billion in credit and enabled over 4 million customers to access smartphones, digital loans, health insurance and other life enhancing products & services. The company directly employs over 2,000 people across Africa and has created a direct sales force of over 30,000 agents across five markets.